Annual percentage yield (APY) is the effective annual rate of return on an investment. Learn how it accounts for compounding interest and how it differs from APR.
APY APY stands for Annual Percentage Yield, which is the actual rate of return per year, including compound interest. The APY is typically the rate you'll see featured for the CD you're considering.
SEATTLE, Oct. 17, 2025 /PRNewswire/ -- CD Valet is a digital marketplace that connects consumers with the best CD rates and terms nationwide. The company today shared its October APY Checkpoint, a ...
The best short-term CD rates can help you reach your savings goals faster.
The MarketWatch News Department was not involved in the creation of this content. SEATTLE, Nov. 21, 2025 /PRNewswire/ -- CD Valet is a data-driven, saver-first platform that connects consumers with ...
On average, certificate of deposit rates are pretty paltry: Average CD yields this month range from just 0.23% for 1-month terms, to 1.7% for 12-month accounts, according to the largest government ...