Modern annuities address longevity risk, market volatility, inflation, liquidity needs, and legacy planning, helping retirees ...

A reader writes: “I would like your take on a trendy financial product that has received relatively low attention from Morningstar authors. What do you think about indexed annuities?” Your wish, my ...

Stephanie Powers is a writer with education in business and finance. She has 7+ years of experience as a financial advisor. Thomas J Catalano is a CFP and Registered Investment Adviser with the state ...

Life insurance sales closed 2023 with a very strong fourth quarter, according to Wink’s Sales & Market Report. Non-variable universal life sales for the fourth quarter totaled $894.5 million, up more ...

In earlier columns in this annuity series, we discussed non-qualified annuities and when they may be appropriate for some investors. We also covered qualified annuities, fixed annuities and Single ...

Indexed life products led the way as 2024 life sales registered gains in several categories, Wink reported. Indexed life sales for the fourth quarter were $868.3 million, up 15.9% compared with the ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Suzanne is a content marketer, writer, and fact-checker. She holds a Bachelor of Science in ...

Advisors have long had a love/hate relationship with annuities. But with bond yields at such low levels, advisors are often at pains to find other ways of de-risking their clients’ portfolios, ...

Ashlee is an insurance editor, journalist and business professional with an MBA and more than 17 years of hands-on experience in both business and personal finance. She is passionate about empowering ...

Indexed universal life (IUL) insurance policies typically pay interest based on the movement of underlying stock and bond indexes. Many, or all, of the products featured on this page are from our ...