Discover how pre-approved credit offers affect your credit score, including the difference between soft and hard inquiries ...

Artificial intelligence (AI), particularly deep learning models, are often considered black boxes because their ...

Your payment history and how much of your credit limits you use are the two biggest credit scoring factors. Many, or all, of the products featured on this page are from our advertising partners who ...

Editorial Note: Blueprint may earn a commission from affiliate partner links featured here on our site. This commission does not influence our editors' opinions or evaluations. Please view our full ...

Credit One Bank reports that a survey reveals 50% of U.S. consumers misunderstand credit scores, impacting financial ...

When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...

Scott Nyerges is a former senior editor and content strategist at U.S. News & World Report, where he led coverage of car insurance and other personal insurance lines. He's also served as a managing ...

A HELOC will only impact your credit score if the information is shared with credit agencies. Here’s what you need to know. Home equity lines of credit (HELOCs) are financial products that can be used ...

Does unemployment affect your credit score? Unemployment won't directly affect your credit score. Your credit score is a reflection of your history with credit accounts, not your situation. But if ...

Credit scores are an integral part of the financial world. For individuals, these scores determine the ease with which one can access credit, the amount of credit one can receive, the interest rates ...

HELOC applications require a hard credit pull, which temporarily lowers your credit score. Closing a HELOC and carrying a big debt balance could lower your credit score, depending on how your lender ...