How your credit score quietly drives up your car insurance — by up to 3x

Same car, same record — but double the insurance cost? Your credit score is the culprit. Learn what insurers see, plus 6 ways ...

How is a credit score calculated? Key factors that impact your score

A credit score is shaped by payment history, credit utilisation, credit mix and inquiries, with disciplined borrowing and timely repayments helping maintain strong creditworthiness in today’s ...

Credit score vs credit card interest rates: What lenders don’t tell you

A strong credit score reduces credit card costs by securing lower interest rates, higher limits and better offers while poor scores increase borrowing risks, making responsible credit behaviour ...